What is the difference between a bankers' bonus and a no claims bonus? Answer: a bankers' bonus pays out even if there is a crash!

Sadly, the above joke seems to be only too true. Although some bank chiefs have offered apologies over the last few days for mistakes they have made over last few years, we have yet to see if there is some action to follow. It is not right that they should be rewarded for failure, especially when we the taxpayers have bailed them out to avoid bancruptcy and many small businesses and individuals still can't get loans to save their businesses and homes. The bankers should be foregoing their bonuses at this time of economic crisis and be thankful that they still have jobs when many others are losing theirs and they are encouraging the process of further unemployment. Let's hope that they see reason and reinvest the money saved into creating new jobs and offering loans and help to those who really need it at this critical time.